I Lost $3,000 Trading Crypto. The Research Says I'm Not Alone.
97% of persistent day traders lose money. Here's what academic research reveals about why active trading destroys wealth — and what actually works instead.
Topic
Behavioral Finance
A collection of 3 issues
Your Budget App Isn't Broken. It's Just Irrelevant.
68% of users abandon financial apps within weeks. The problem isn't willpower — it's that budgeting solves the wrong problem.
Why Most Investing Apps Are Designed to Make You Trade More
Zero-commission brokers profit from your trades through payment for order flow. Their app design reflects this — every feature nudges you toward action, not patience.